Hardship Resource

Nerdwallet article says yes you can buy and sell a home with the following helpful tips Tips for buying or selling a home now: · Carefully consider whether you're financially and emotionally ready to buy a home and whether you need to move right now. It may be better to postpone if you're just toying with the idea or worried about losing your job. "It's a needs-based thought process," Jeanne Radsick President California Association of Realtor says. · Shop at least three lende

Thank you Freddie Mac & Fannie Mae for releasing the frequently asked questions. This applies to all loans that are Federally Backed, mortgages owned by Fannie Mae & Freddie Mac. What help is available for homeowners impacted by COVID-19? Homeowners unable to make their mortgage payments resulting from the impact of COVID-19 (regardless of whether they have contracted the virus) may be eligible for a mortgage forbearance plan to reduce or suspend their mortgage payments for u

During COVID19 Experian, TransUnion and Equifax are offering free weekly on line credit reports through April 2021. It is so very important to remain on top of our finances and our credit. Check your credit. Make sure your credit reports are accurate to identify any potentially fraudulent activity and respond to it before it damages your credit. You should check your credit reports with all three credit bureaus (Experian, TransUnion and Equifax). Before the recent announceme

Fantastic on line resource from the Consumer Protection Bureau. The Bureau provides an on line worksheet to develop your short term plan where you can list your household bills; transportation, insurance, medical, housing and credit to prioritize what is essential to pay now. Short Term Plan Prioritizing bills When you can't pay all your bills on time, this tool can help you prioritize which bills to pay first and helps you think through the impact of your choices. Note: For

This is a great article from the Consumer Financial Protection Bureau providing step by step instructions and questions and answers when you cannot pay your monthly bills due to Covid19 including your Student Loans, Credit Cards and Auto Loans. HUD-Approved Housing Counselors. The U.S. Department of Housing and Urban Development (HUD)-approved housing counselors can discuss options with you if you’re having trouble paying your mortgage loan or reverse mortgage loan. This may

Let's get moving. Ways to save and make a little money during COVID19. Looking for new ideas for lunch or dinner or a way to keep yourself and family active. A few recommendations for you and your family during COVID19. Order In Restaurant Chains and local eateries are offering tremendous offers including daily specials and free meals for Children. On line delivery platforms such as Uber Eats and Door Dash are routinely offering to waive delivery fees and offer coupons to